What is critical illness insurance?

Facing a critical illness can be one of the most difficult situations in life. there is so much to take into account—making decisions approximately your care, remaining financially strong, meeting your family’s everyday needs, coping up the emotional strain and more.

The coverage you need to help protect your lifestyle and recover from a serious illness or condition. scientific advances have dramatically progressed the survival costs of individuals who suffer crucial ailments inclusive of most cancers, stroke and coronary heart disorder.  recuperation can also come with a good sized financial price that affects both you and the people close to you.

Long term critical insurance with the help of My Financial Docotors.com gives you the best of their services with economic rates to pay the prices related to lifestyles-changing illnesses. in case you become sick with an illness covered by your policy and survive the waiting period, you’ll receive a lump-sum cash payment. And, unlike reimbursed medical health insurance benefits, You can decide how to spend money.


Critical illness insurance can help you.


Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you


Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you.


Bring in additional help at home for you and your own family.


Reduce debt and different financial problems while you cope with your illness.


don’t forget new clinical remedies and medications no longer covered with the aid of non-public or government medical insurance plans.


reduce your economic burden: repay or reduce your loan, credit playing cards or other debts. Help keep your business running.


Maintain your independence: Modify your house or car to enhance your mobility. rent domestic assist for the duration of your healing. Fund a leave of absence for yourself or your partner.


Access cutting-edge medical services: In Canada, pay for medications and treatment not covered by provincial health plans. Outside Canada, pay for treatment that may not be available at home, in addition to your family’s travel and lodging expenses.


Assist in your recovery any way you choose: Spend more time with your family or use the benefit in other ways that can help you focus on getting well.