16 Years Experience Of Insurance Solutions.

Toronto, Canada
  • Toll Free (+1) 800 697 7717

  • AB 403-652-4077 ON 416-900-6033

  • Toronto, Canada

  • 29-2355 Derry Rd. E. Mississauga L5S IV6

  • 24/7 Hours

  • Monday - Sunday




Visa Type:

Number of Applicants:


Coverage Amount:

Pre Existing Medical:




Our experienced advisors are just a phone call away

What is Visitors to Canada Insurance?

Medical emergency Visitors to Canada insurance is essential for everyone planning to travel to Canada; especially Returning Canadians, New Immigrants and Foreign Workers destined to the provinces of British Columbia, Ontario, Quebec, Yukon and New Brunswick. The Visitors to Canada plan should be purchased before your arrival in Canada, but may also be purchased when you arrive. If it's purchased on arrival, coverage will be effective on the date of purchase in case of accident or injury and 4 days after the date of purchase in case of illness. Visitor to Canada insurance provides emergency medical coverage in the event of injury or illness. While medical costs in Canada are not as high as they are in the U.S., health care in Canada is not 'free' for visitors, and being uninsured can subject you to unaffordable medical bills.

As a Tourist, IEC/Working Holiday participant or other type of visitor to the country, you should also get Visitors to Canada insurance coverage in order to protect your financial well-being from the costs of medical emergency treatment, which you may need during your stay in Canada.

Moreover, Returning Canadians as well as New Immigrants and Foreign Workers who are awaiting their provincial healthcare plan, are encouraged to get a private health insurance plan in order to avoid the risks of unnecessary medical care expenses during the provincial waiting period.

Don't forget that you need to purchase your Visitors to Canada medical insurance policy BEFORE you exit your country of permanent residence and travel to Canada. If you are already in Canada and wish to get covered, do not hesitate to contact us for further information, so our Insurance Advisors can find a suitable insurance plan for you.

Private health insurance is available for Foreign Workers as well as other visitors, who do not qualify for provincial medical care plans right away due to the waiting period.

With a great choice of medical emergency packages for Foreign Temporary Workers to Canada, you can easily find the best insurance coverage at the lowest rates on the market through our website!

How to Calculate Visitors Insurance Cost and Apply?

Get a Quote: Use our online calculator from the Visitors Insurance Calculator to see the prices from all the Canadian Insurance providers we work with. You will get a list of all the quotes with different deductible options. Note that the Deductible/Excess is the amount of money that has to be paid by yourself before the insurance company pays out the rest, in case of a claim.

Select a Plan: Choose the quote that you like and click on the "Plan Details" button for the insurance plan you have selected. You will be re-directed to a webpage, where you can review coverage details for the particular Visitor Visa insurance policy.

Review the Coverage: Read the Summary of Benefits, Eligibility Requirements and other information outlined on the webpage. Once you have finished learning about the offered medical insurance for visitor visa insurance in Canada, you can click on the "Buy Now" button to begin your on-line application.

Application Form: In order to complete an application form to purchase your Visitor Visa insurance, all you need to do is to provide some basic personal and contact information. Once you have completed the application form, you will be contacted soon for further process.

What does Visitors Insurance cover?

Each Visitors Insurance plan is slightly different from one another. Yet, the summary of health benefits below outlines what is covered by all the plans we offer.

Note that a medical examination is not required for purchasing this type of health coverage.

– Medical Care
– Follow up Visits
– Ambulance Services
– Emergency Dental Repair
– Accidental Dental
– Various Laboratory Diagnostics/ X-Ray
– Prescription Drugs
– Accidental Death & Dismemberment
– Services of a Medical Specialist i.e. chiropractor, surgeon, etc.
– Hospitalization
– Services of a Registered Nurse
– Burial / Cremation
– Rental or Purchase of Medical Appliances

The Visitors Insurance plan provides up to $300,000 worth of insurance coverage for non-Canadians working in Canada. This plan is available to visitors aged 69 or younger, and is ideal for an employee, who is not eligible for group coverage as a result of not being enrolled in the provincial health plan.


  • Is healthcare free in Canada for tourists?
    • It is highly recommended that international tourists visiting Canada must get a Travel Medical Insurance for their visit to Canada, since the healthcare can be very expensive without a proper health insurance coverage.
  • Is US health insurance valid in Canada?
    • US citizens are not covered in Canada with their US domestic plan and Canada does not cover Non Canadians under the public health care system in Canada. US residents have to pay out of pocket during their stay in Canada for any medical expenses incurred.
  • Is travel insurance mandatory for Canada?
    • Citizenship and Immigration Canada often requires proof of emergency medical travel insurance before a visitor’s visa is approved. It is not a mandatory requirement in Canada but the trend is Immigration Officers are requesting proof of insurance.
  • How does medical insurance work in Canada?
    • The Canada Health Act does not cover prescription drugs, home care or long-term care or dental care, which means most Canadians rely on private insurance from their employers or the government to pay for those costs. Provinces provide partial coverage for children, those living in poverty and seniors.
  • Is medical free in Canada?
    • If you are a Canadian citizen or permanent resident, you may apply for public health insurance. All provinces and territories will provide free emergency medical services, even if you don’t have a government health card.
  • Do I need travel insurance if I'm travelling within Canada?
    • When you travel outside your home province or territory, even if you're still in Canada, there are limits on how much your government health insurance plan will pay. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses. Travel insurance can help with these costs, so it makes sense to have it whether you're visiting another part of Canada or another part of the world.
  • How do you define "pre-existing condition"?
    • In our travel insurance policies, a "pre-existing condition" means any condition that existed prior to your effective date.